Graduated, y’all!

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I’m Sailor Mars duh.

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Cold.

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Literally heaven.

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superseventies:

Fashion by Biba

(Source: pinterest.com)

superseventies:

Linda Morand in winter fashions, 1970s.

The fabulous furs and leathers I will be wearing when I no longer have to pay rent because I own a home. 

(Source: pinterest.com)

samuel-rules:

eatspoopsandleaves:

jessiray:

awesome-everyday:

shorterexcerpts:

thecallus:

theatlantic:

The Cheapest Generation: Why Aren’t Millennials Buying Cars or Houses?

What if Millennials’ aversion to car-buying isn’t a temporary side effect of the recession, but part of a permanent generational shift in tastes and spending habits? It’s a question that applies not only to cars, but to several other traditional categories of big spending—most notably, housing. And its answer has large implications for the future shape of the economy—and for the speed of recovery.

Read more. [Image: Kagan McLeod]

It’s safe to say that a decent number of Tumblr users are a part of the Millennial generation. So, tell us: Do you own a car or house? If not, why?

IT’S BECAUSE THEY HAVE NO DISPOSABLE INCOME YOU THUNDERING IDIOTS. Fucking preference has nothing to do with it. 50% of college graduates have no job! They all have the most student loan debt ever! What are you asking this question for?!

Also: housing is a good bit more expensive now.

My parents got a 15-year mortgage on a new house in the mid-70s. The house was $32,000. Average home price in that area now? $190,000.

So, home prices went up. Food prices went up. Health care prices went WAY UP. Rent prices went up. Higher education went up so damn high that some of us forgo that all together. Energy prices went up. Car prices went up.

Prices of prices went up.

We also pay cell phone bills, internet bills, data plans, text plans, online subscriptions, cable/satellite tv, netflix, DVR subscriptions — bills that didn’t even exist 30-40 years ago. We also use computers and smartphones and microwaves and other consumer electronics that didn’t exist 20-50 years ago.

We need medications and doctors and contact lenses and tampons and maxi pads and other things that cost money just to be alive and keep us healthy.

Most of us can’t afford to:

1. Get married and have a “Traditional” big wedding
2. Buy a house
3. Buy a new car
4. PLAN to have children
5. Take two, consecutive weeks of vacation.

Jobs that paid 50k in the late 1990s now pay between 30-35. Interest rates that favor consumers have gone down.

So I say, no. We are not choosing not to buy homes. We’re not choosing to take the bus in cities where there’s no good public transit. WE ARE NOT CHOOSING TO LIVE WHAT SOCIETY DEEMS AS AN UNDESIRABLE LIFESTYLE.

Don’t even get me started on the fact that these two people in the picture are young white hipsters. Young black and brown folks have been forgoing homeownership and buying new cars for decades, this shit isn’t new, pal. You’re just acting like this shit is new because it’s hitting white folks.

anyway, my point is: We are fucking broke.

Babyboomers basically shit on everything our grandparents and great grandparents established and whine at us to clean up the mess.

these white people mad

Real talk: FUCK Y’ALL. This is incredibly relevant to my current life right now as a graduating masters student, and yes all of these things that you say are true and exist, BUT THEY ARE NOT A FUCKING SECRET THAT SOMEONE KEPT FROM YOU. I knew the job market was bad (especially in my field) and I knew that rent was expensive, so I made sure to apply to scholarships and lock down campus positions so I didn’t have to pay for grad school, and Julian and I lived in our parent’s houses so rent wasn’t an issue. I knew finding a job would be difficult/impossible, so I WORKED REALLY REALLY REALLY INSANELY hard at networking and taking advantage of literally EVERY SINGLE opportunity I was presented with, and now my prospects look amazing.

And honestly, if you think you can’t afford to buy a house, you’re kind of an idiot. Anyone with even a modicum of knowledge about the housing market knows that lending rates are absolutely ridiculously low. Can’t afford a down payment? Look at FHA’s or credit unions or any of the number of financing options that require as little as 3.5% down. I guarantee you that in pretty much every market (except for New York), you can find an affordable housing solution. It’s not your dream home? Tough shit. Buy it anyway. You’re doing yourself the biggest disservice by pouring money into renting (especially in the DMV area, whose housing bubble never really burst *that* much). Stock markets are hard to figure out, but housing isn’t, and yes there’s a bit of risk BUT AT LEAST YOU CAN LIVE IN IT. Not only do you boost your situation by having equity and not wasting money on rent, if you do it right you can have a future investment property that you rent out later in life so you don’t have to worry about your pension or 401k that doesn’t exist. Is there a wrong way to buy a house that can lead you into financial ruin? Sure, but that’s pretty easy to avoid- just don’t get a 500k jumbo loan on a shitty starter home on a 5 year ARM that’ll jack up after the initial period (ARMs can be cool, but you need to know how to work them).

Sorry, I just refuse to listen to people whining over how their bad decisions and inability to simply look into something bold like buying a house have led them to a disappointing situation in their lives. I worked too hard to have to hear that shit. Get it off my dash.

Also to the person that said “we need contact lenses and DVR subscriptions”- go fuck yourself. I wish I could drop a mic right now because I’M DONE. PEACE.

(Source: fuckyeahanimatedgif, via dumb-bunny)

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iloveretro:

Cher (1966)

(via gloomyplanet)

elizabitchtaylor:

Dolly Parton onstage, 1970

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